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Variable rate An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.
Vaulted ceiling An elongated half-cylinder that arches above the floor.
Verification of deposit Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history.
Verification of employment Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary.
Vestibule A small entrance hall or room.
Veterans Administration (VA) The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment.
Victorian style An architectural style that dates from the mid-19th century.
Vinyl-clad windows Wood windows sheathed in vinyl on the outside.
Voluntary lien A lien that a homeowner willingly gives to a lender.
VA loans A program that allows most veterans to purchase a house without a down payment.
Variable interest rate A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills.
Variable rate mortgage A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.
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